Having unique passwords for every account is extremely frustrating but now, along comes the OTP and KYC.
One Time Password
![A 'One Time Password' screen at a vaccination site in Kolkata, India.](https://npr.brightspotcdn.com/dims4/default/3b86dc4/2147483647/strip/true/crop/800x465+0+0/resize/880x512!/quality/90/?url=http%3A%2F%2Fnpr-brightspot.s3.amazonaws.com%2Fd7%2F35%2F10b71e974155982742fc3832aa46%2Fotp-800x465.png)
Sandip Roy
Having unique passwords for every account is extremely frustrating but now, along comes the OTP and KYC.